INVOICE FINANCE SOLUTION

Cash Now, Collect Later

Access up to 90% of your invoice value instantly

Plus potential additional credit for asset finance and business loans to fuel your growth

Up to 90%
Invoice Value Advanced
24 Hours
Fast Approval Process
2.5%
Margin Starting From
KEY BENEFITS

Why Choose Invoice Finance?

Unlock the cash trapped in your unpaid invoices and fuel your business growth

Instant Cash Flow

Access up to 90% of your invoice value immediately, eliminating long payment term delays

Flexible Limits

Credit facilities up to $500,000 with potential for higher limits based on your business needs

Tailored Finance Solutions

Customized financing options designed to match your unique business requirements and growth objectives

Revolving Facility

Reuse your facility as invoices are paid, giving you continuous access to working capital

Online Portal

24/7 access to your account with same-day drawdown capabilities for ultimate convenience

Dedicated Support

A personal customer service officer to manage your account and support your business growth

SIMPLE PROCESS

How Invoice Finance Works

Get funded in 6 simple steps - from application to cash in hand

1

Apply Online

Apply online with ease. We only need a few details about your business and invoices.

2

Fast Assessment

Our team reviews your application and invoices. Most applications are approved within 24 hours.

3

Submit Invoices

Upload your approved invoices through our secure online portal or integrate with your accounting software.

4

Receive Funds

Get up to 90% of the invoice value deposited directly into your account on the same day.

5

Customer Pays

Your customer pays the invoice as normal, with no change to your collection process.

6

Receive Balance

Once paid, we transfer the remaining balance to you, minus our small fee. Then repeat!

Quick approval • Same-day funding available • Funding available against your whole portfolio of invoices • No obligation

FINANCING DETAILS

Flexible Financing That Works For You

Our invoice finance solution is designed to support Australian businesses of all sizes with competitive rates and flexible terms.

Credit Limits up to $500,000

Higher limits available for established businesses with strong trading history

Interest Rates from 2.5% Margin

Competitive pricing based on your business profile and invoice quality

Extended Repayment Terms Available

Flexible terms to match your business cash flow cycles and customer payment terms

Additional Funding Options

Potential for asset finance and business loans on top of your invoice facility

Estimate the Facility Limit

$
$1M$10M
days
15120
%
50%90%
Facility Limit:$500,000

Indicative only, subject to due diligence and credit approval.

COMPARISON

Why Choose Elevate?

See how invoice finance compares to traditional business financing options

Traditional Bank Loan

  • Lengthy approval process (weeks/months)
  • Strict eligibility criteria
  • Often require high credit score
  • Fixed borrowing amount
RECOMMENDED

Elevate Invoice Finance

  • Fast approval (24-48 hours)
  • Flexible eligibility requirements
  • Tailored Finance Solution
  • Grows with your business
FAQ

Frequently Asked Questions

Everything you need to know about invoice finance

Invoice finance, also known as invoice factoring or accounts receivable financing, allows you to access cash tied up in unpaid invoices. Instead of waiting 30, 60, or 90 days for customers to pay, you can receive up to 90% of the invoice value immediately, improving your cash flow and enabling business growth.
Once approved, submit your request for funds through our online portal, funds are typically advanced against your eligible invoices on the same day. The initial approval process usually takes 24-48 hours, making it one of the fastest business financing options available.
Invoice finance is suitable for B2B businesses that issue invoices with payment terms. We work with businesses across various industries including wholesale, manufacturing, services, transport, and more. Your business should have a minimum turnover of $1,000,000 and customers with strong payment history.
No, you have the flexibility to choose which invoices you want to finance. This is called selective invoice finance or spot factoring. You're not obligated to submit every invoice - only finance the ones that make sense for your cash flow needs.
It depends on the facility's terms and conditions. In most cases, your customers are not aware of the service.
Our fees typically consist of a margin (starting from 2.5%) and a small service fee. The exact cost depends on factors like your invoice volume, customer creditworthiness, and payment terms. We provide transparent pricing with no hidden fees - contact us for a personalized quote.
Yes! In addition to invoice finance, you may be eligible for asset finance (for vehicles and equipment) and business loans. These can provide extra liquidity on top of your invoice finance facility to support broader business growth initiatives.
We assess the creditworthiness of your customers before approving invoices. With recourse facilities, you're responsible if a customer doesn't pay. With non-recourse facilities (at a slightly higher cost), we bear the risk. We work with you to manage collections professionally.

It's time to
Power your business

How can our working capital solutions help your business grow?

Invoice Finance

Unlock cash flow by financing your outstanding invoices and get paid NOW.

Elevate gives you the power to scale